Retirees

The adage suggests most accidents occur during the descent as opposed to the ascent of Mt. Everest. 

At Axias, we understand how closely that phrase symbolizes retirement planning and pitfalls.  In many cases, saving for retirement, when done right or wrong, doesn’t feel as scary and mistakes may not be as noticeable.  

When withdrawing funds in retirement, a declining account balance can be extremely discouraging.  Accumulating social security benefits is an “autopilot experience,” while determining when to claim can be confusing for many families.  Being provided health insurance from work can be confusing – even where there’s only 2 or 3 plans to choose from – imagine retiring and having hundreds of Medicare considerations.  Now imagine how capable you might feel just prior to retirement and how aging can create confusion or concern as years come and go.   

At Axias, our team is here to help polish your planning in advance of retirement, and prepare you for a retirement built by design.  Between our advisors and the network of specialists we work alongside, we’re happy to work with you or you and your children and loved ones to navigate these challenging decisions and to implement our plans. 

At Axias, our team is here to help polish your planning in advance of retirement, and prepare you for a retirement built by design.  Between our advisors and the network of specialists we work alongside, we’re happy to work with you or you and your children and loved ones to navigate these challenging decisions and to implement our plans. 

Our financial planning process begins with an “ice-breaker” phone call followed by a series of three meetings. After the introductory call and before the first meeting, we’ll provide you with a list of documents and details you’ll want to prepare.  During the first detailed meeting, we’ll interview you about your family, financial goals, incomes, current investments, insurances, credit, debts, and legal planning.  During the second meeting, we’ll share our findings, make recommendations for you to consider now as well as those you’ll want to understand for your future. After such a meeting, we’ll send you notes with definitions and action items to help you truly understand how your finances could be managed.  Our third meeting will simply be a debrief or “Q&A,” session.  During this time we’ll review the prior meeting, the summary email, and all questions you have.  Once you’re confident with your to-do list and new trajectory, we’ll begin working together. 

When doing business with our firm, you’ll want to note we do our best to eliminate conflicts and offer programs where you can work with us under a monthly subscription, programs where we charge a fee to  manage your assets as well as programs where we can be paid a commission when certain products are used. 

 

We’re comfortable in all arrangements and will help you understand the pros and cons of each before deciding if we’re a great long term fit for you or you and your family.

Let's shape your FINANCIAL future.

Let's shape your FINANCIAL future.