In today's financial landscape, credit cards offer more than just a convenient way to pay for purchases—they can also be powerful tools for earning benefits. Whether it's cash back, travel points, or other perks, savvy consumers can make the most of their credit cards by...
3 Pitfalls to Avoid A common error in retirement planning is having a singular bias towards when you retire. That mindset can be dangerous when many financial products are marketed towards individuals seeking a simplistic, reductive approach to investing for the future.Target date funds are mutual fund...
SPOUSAL ELECTION Pennsylvania law ensures that a surviving spouse may not be disinherited. In fact, a Pennsylvania surviving spouse has a right of election if he or she is not satisfied with the distribution they are to receive under the will. If the surviving spouse has...
When choosing to invest in mutual funds, one must ask a few key questions: do you want passive or active portfolio management? What is the difference? How will this affect returns in the future? Active Management: Actively managed funds seek to beat a given market index by...
Despite the common perception of wealth for medical doctors, their financial trajectories can be fraught with risk early in their careers. After many years of schooling and the debt that education requires, a doctor transitions to earning around $60,000 annually for 3 or more years...